Starter
Under $100k / month
2.6% + 25¢per successful card transaction0.30% + 5¢ below StripeChoose StarterSIMPLE, PREDICTABLE PRICING
More money stays yours.
Clear card rates that get better as you grow. No monthly platform fee, no sales call, and no mystery quote.
Growing
$100k–$5M / month
2.55% + 20¢per successful card transaction0.35% + 10¢ below StripeChoose GrowingScale
$5M+ / month
2.5% + 15¢per successful card transaction0.40% + 15¢ below StripeChoose ScaleADDITIONAL FEES
Situational fees.
Eight add-ons. They only apply in specific situations.
| Situation | Additional cost |
|---|---|
| Subscriptions & invoicesCreate recurring subscriptions and send invoices without an additional Paydude fee. | +0% |
| Premium rewards, corporate & business cardsApplies when a payment is made with an eligible premium rewards, corporate, or business credit card. | +0.3% |
| International cardsApplies when the card used for payment was issued outside your account’s home country. | +0.5% |
| Instant payoutApplies only when you choose an instant payout instead of the standard payout schedule. | 1% |
| Retrieval feeApplies when a cardholder’s bank requests transaction documentation before deciding whether to open a dispute. | $12 |
| Chargeback feeApplies when a cardholder’s bank reverses a payment through the chargeback process. | $12 |
| Chargeback reversal feeApplies when a disputed payment is reversed back in your favor after a chargeback review. | $12 |
| Monthly differenceApplies only when your account generates under $5 in monthly processing revenue for us — you just pay the difference. Starts after your first transaction. | $5 |
GOOD QUESTIONS
Pricing, explained plainly.
How does volume pricing work?+
Cross a monthly volume tier once and the better rate is locked for six months. Reach that tier at least once during those six months and it renews automatically for another six.
Is there a monthly fee?+
No. Paydude's published tiers use transaction pricing without a monthly platform fee.
What counts toward monthly volume?+
Successful card payments processed through your Paydude account count toward your monthly card volume.
Do I need to change tiers myself?+
No. When your volume crosses a tier, the better rate activates automatically and stays locked for six months.
Can I test before going live?+
Yes. Every tier includes the open sandbox, SDKs, API tools, and MCP server so your team can build and test the integration first.
What if I process more than $5M a month?+
The Scale tier starts at $5M per month. Reach out and we'll help map support, reserves, and reconciliation to your business.
GET IN EARLY
Ready to pay less?
Join the Paydude waitlist and be first in line for early API access.
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