Paying too much to process cards? Get a cheaper quote today.Schedule a call →
SIMPLE, PREDICTABLE PRICING
Clear card rates that get better as you grow, with no monthly platform fee. Processing more, or need something custom? Contact us for a quote.
Pay as you go, no monthly platform fee
2.6% + 25¢per successful card transaction0.30% + 5¢ below StripeSchedule a callFor custom solutions we charge interchange+, which is lower still
Contact us for a quoteTell us how much you move and how you move it, and we price around thatSchedule a callThese are our public rates. Tell us your volume and we'll send a quote built around how you take payments. Schedule a call →
Pay per successful transaction, with no subscription or platform fee on top.
Funds land the next business day, with no added payout fee.
We charge only our rate. Any revenue you collect stays yours.
Subscriptions and invoices run without another Paydude fee on top.
Cross a volume tier and the better rate locks in for six months — no call, no renegotiation.
Bank payments cost a flat $3 each, with no percentage on top.
ADDITIONAL FEES
Eight add-ons. They only apply in specific situations.
| Situation | Additional cost |
|---|---|
| Subscriptions & invoicesCreate recurring subscriptions and send invoices without an additional Paydude fee. | +0% |
| Monthly minimumA $7 monthly minimum in processing revenue. If your account generates less than that in a month, you just pay the rest. Clear $7 and there is nothing to pay. | $7 |
| ACH transactionsA flat $3 per ACH transaction instead of the percentage-based card rate — no additional percentage on top. | $3 / transaction |
| Premium rewards, corporate, business & all Amex cardsApplies when a payment is made with an eligible premium rewards, corporate, or business credit card, and on all American Express cards. | +0.3% |
| Retrieval feeApplies when a cardholder’s bank requests transaction documentation before deciding whether to open a dispute. | $12 |
| Chargeback feeApplies when a cardholder’s bank reverses a payment through the chargeback process. | $12 |
| Chargeback reversal feeApplies when a disputed payment is reversed back in your favor after a chargeback review. | $12 |
GOOD QUESTIONS
Cross a monthly volume tier once and the better rate is locked for six months. Reach that tier at least once during those six months and it renews automatically for another six.
No. Paydude's published tiers use transaction pricing without a monthly platform fee.
Successful card payments processed through your Paydude account count toward your monthly card volume.
No. When your volume crosses a tier, the better rate activates automatically and stays locked for six months.
Yes. Every tier includes the open sandbox, SDKs, API tools, and MCP server so your team can build and test the integration first.
For custom solutions we charge interchange+, which is lower still. Contact us for a quote built around how much you move and how you move it.
SCHEDULE A CALL
Tell us your volume and get a cheaper quote today, built around how much you actually process.
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