Payment Basics
Routing across several processors — and why most businesses should not.
PAYMENT BASICS
How payments work
Plain-English explanations of how a card payment actually moves: authorisation, capture, settlement, payouts, refunds and disputes.
Payment Basics
Who legally sells to your customer — and who owes the tax.
Payment Basics
The four digits that classify your business — and quietly set your interchange rate.
Payment Basics
Bank-to-bank transfers at a fraction of card cost — with real trade-offs.
Payment Basics
The text on your customer's statement — and the cheapest chargeback prevention there is.
Payment Basics
Money your processor holds back — why it happens and how to get it released.
Payment Basics
The step between a successful payment and money you can actually spend.
Payment Basics
Two separate steps that most integrations combine — and when you should not.
Payment Basics
The transfer that finally puts card revenue in your bank account.
Payment Basics
Visa, Mastercard, Amex and Discover — what they actually do, and what they charge for it.
Payment Basics
The bank on your side of the transaction — and what it is actually liable for.
Payment Basics
The model that turned merchant onboarding from weeks into minutes.
Payment Basics
The part that captures card details at checkout — and why it is not the same as a processor.
Payment Basics
The account your card revenue lands in before it reaches your bank — and why you probably already have one.
Payment Basics
The difference between a processor, a gateway, an acquirer and a merchant account.