Payment Basics
The four digits that classify your business — and quietly set your interchange rate.
PAYMENT BASICS
How payments work
Plain-English explanations of how a card payment actually moves: authorisation, capture, settlement, payouts, refunds and disputes.
Payment Basics
Who legally sells to your customer — and who owes the tax.
Payment Basics
Routing across several processors — and why most businesses should not.
Payment Basics
Bank-to-bank transfers at a fraction of card cost — with real trade-offs.
Payment Basics
Money your processor holds back — why it happens and how to get it released.
Payment Basics
The text on your customer's statement — and the cheapest chargeback prevention there is.
Payment Basics
Two separate steps that most integrations combine — and when you should not.
Payment Basics
The step between a successful payment and money you can actually spend.
Payment Basics
The transfer that finally puts card revenue in your bank account.
Payment Basics
Visa, Mastercard, Amex and Discover — what they actually do, and what they charge for it.
Payment Basics
The model that turned merchant onboarding from weeks into minutes.
Payment Basics
The bank on your side of the transaction — and what it is actually liable for.
Payment Basics
The account your card revenue lands in before it reaches your bank — and why you probably already have one.
Payment Basics
The part that captures card details at checkout — and why it is not the same as a processor.
Payment Basics
The difference between a processor, a gateway, an acquirer and a merchant account.