Fees & Pricing
Interchange, assessments and markup — what each one costs, and who actually keeps it.
FEES & PRICING
Payment fees and pricing, explained
Interchange, assessments, markup and effective rates — what each cost actually is, who keeps it, and how to work out what you are really paying.
Calculators
Calculator
Payment processing fee calculator
See what card processing costs you each month, and what a lower rate would be worth.
Calculator
Effective rate calculator
Divide your total fees by your total volume — the only number that compares cleanly across processors.
Calculator
Payment fee impact calculator
A 2.9% + 30¢ rate is not 2.9%. See what it actually costs at your average transaction size.
Calculator
How much to charge to receive an exact amount
Enter the amount you want to land in your account. Get the amount to invoice.
Calculator
Chargeback cost calculator
Not the fee — the profit. See how many clean sales it takes to earn one chargeback back.
Calculator
Failed payment revenue calculator
Nobody cancelled. The card just stopped working. Size the leak and what fixing it is worth.
Guides
Fees & Pricing
Send more information with a B2B transaction and pay materially less interchange.
Fees & Pricing
The retry-and-remind process that recovers failed subscription payments.
Fees & Pricing
The service that fixes expired cards before they ever fail.
Fees & Pricing
The customers you lose without anyone deciding to leave.
Fees & Pricing
A forced reversal by the customer's bank — and why it costs far more than the sale.
Fees & Pricing
The warning shot before a chargeback — and your best chance to stop one.
Fees & Pricing
The qualified/mid/non-qualified model, and the reason it persists.
Fees & Pricing
The transparent pricing model — and the volume at which it starts to win.
Fees & Pricing
One number for every card — what that simplicity costs, and when it is worth paying.
Fees & Pricing
The largest fee in every card payment, and the one nobody can discount.
Fees & Pricing
The one number that compares cleanly between processors.
Fees & Pricing
Six changes that actually move the number, in the order worth trying them.