Payment processor comparisons

Your real card mix, your real rate, and the annual difference — including where we are not cheaper.

Cross-border surcharges and currency conversion, stacked — and what removing them is worth.

Two of the most widely used payment providers, with rates that are not close.

Identical published online rates, which makes this one of the few comparisons where price genuinely is not the answer.

A genuinely close comparison with a clean crossover point at a $61.29 average transaction.

Not really a rate comparison — one is a processor and the other is a merchant of record.

Set your volume and average ticket to see the yearly difference between Stripe and Paydude.

Set your volume and average ticket to see the yearly difference between Square and Paydude.

Set your volume and average ticket to see the yearly difference between PayPal and Paydude.

Set your volume and average ticket to see the yearly difference between Braintree and Paydude.

Set your volume and average ticket to see the yearly difference between Adyen and Paydude.

Set your volume and average ticket to see the yearly difference between Helcim and Paydude.

Set your volume and average ticket to see the yearly difference between Stax and Paydude.

Set your volume and average ticket to see the yearly difference between Lemon Squeezy and Paydude.

Set your volume and average ticket to see the yearly difference between Paddle and Paydude.

Set your volume and average ticket to see the yearly difference between Chase Payment Solutions and Paydude.

Set your volume and average ticket to see the yearly difference between Clover and Paydude.

Set your volume and average ticket to see the yearly difference between Toast and Paydude.

Set your volume and average ticket to see the yearly difference between Authorize.net and Paydude.

Set your volume and average ticket to see the yearly difference between 2Checkout and Paydude.

Two point-of-sale platforms with opposite rate structures, crossing at an unusually low $33.33.

The restaurant comparison, with rate structures that cross at a $25 average check.

Two merchant-of-record providers with identical published rates, so the comparison is entirely about coverage.

A flat rate against interchange-plus — less a price comparison than a choice between predictability and transparency.

Square is cheaper on both the percentage and the fixed fee, so the rate cards never cross.

Identical published online rates — the real question is whether you sell on Shopify.

Work out exactly what Stripe costs you at your volume and average transaction size.

Work out exactly what PayPal costs you at your volume and average transaction size.

Work out exactly what Square costs you at your volume and average transaction size.

Work out exactly what Shopify Payments costs you at your volume and average transaction size.

Work out exactly what Braintree costs you at your volume and average transaction size.

Work out exactly what Authorize.net costs you at your volume and average transaction size.

Work out exactly what Adyen costs you at your volume and average transaction size.

Work out exactly what Helcim costs you at your volume and average transaction size.

Work out exactly what Stax costs you at your volume and average transaction size.

Work out exactly what Lemon Squeezy costs you at your volume and average transaction size.

Work out exactly what Paddle costs you at your volume and average transaction size.

Work out exactly what Chase Payment Solutions costs you at your volume and average transaction size.

Work out exactly what Clover costs you at your volume and average transaction size.

Work out exactly what Toast costs you at your volume and average transaction size.

Work out exactly what 2Checkout costs you at your volume and average transaction size.

Work out exactly what Venmo for Business costs you at your volume and average transaction size.

Work out exactly what Cash App for Business costs you at your volume and average transaction size.

Work out exactly what Wise Business card payments cost you at your volume and average transaction size.

Worldpay prices by quote, so there is no rate to look up. Enter three figures from your statement to find what you actually pay.

Set your volume and average ticket to see the yearly difference between Shopify Payments and Paydude.

Elavon quotes rates per merchant rather than publishing them. Enter three figures from your statement to find your real effective rate.

Advertised rates that start with 0.2% describe a margin, not your bill. Enter three figures from your statement to find your real effective rate.