There is an exact crossover point, and most people have never worked it out.
RESOURCES
Payments, explained plainly.
Guides to what card processing actually costs, and free calculators for working out your own numbers.
Calculators
All calculators →Payment processing fee calculator
See what card processing costs you each month, and what a lower rate would be worth.
Effective rate calculator
Divide your total fees by your total volume — the only number that compares cleanly across processors.
How many customers do I need?
Enter your price and your revenue goal. Get the number of customers — and the pace to reach it.
Million-dollar SaaS calculator
Drag the price and watch the customer count collapse. Same revenue, very different companies.
Founder salary calculator
The MRR you need to cover a real salary and your running costs — not just to break even.
Can my SaaS idea make money?
Four numbers in. Revenue, costs, profit, margin and break-even out.
Articles
All articles →The most widely copied price in software, and nobody set it by calculation.
Rewards are paid for out of interchange — which means out of the merchant.
The 1958 experiment that went badly wrong, got unsolicited card mailings banned, and became Visa.
The questions people actually ask, answered directly.
A payments API for software businesses, with published rates instead of negotiated ones.
