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Set your volume and average ticket to see the yearly difference between Square and Paydude.
Both sliders matter. Volume decides which Paydude tier applies; average transaction size decides how much the fixed per-transaction fee costs you, which is where Square and Paydude differ most on small tickets.
Ticket size matters as much as volume: the fixed per-transaction fee is what makes small payments expensive.
Square charges 2.9% plus 30¢ for online payments, with different rates for in-person and manually keyed transactions. There is no monthly fee on the standard plan.
| Processor | Card rate | Fixed fee |
|---|---|---|
| Square | 2.9% | 30¢ |
| Paydude (Starter) | 2.6% | 25¢ |
| Paydude (Growing) | 2.55% | 20¢ |
| Paydude (Scale) | 2.5% | 15¢ |
If you want your real number rather than a list-price comparison, run last month's statement through the effective rate calculator.
GOOD QUESTIONS
On published standard rates for domestic cards, Paydude's percentage and fixed fee are both lower at every tier. If you have negotiated custom pricing with Square, compare against that instead — run a real statement through the effective rate calculator.
Both sides are the publicly published standard rates for domestic card payments. Neither figure is a negotiated or promotional rate.
Because the fixed per-transaction fee is a flat amount regardless of the sale. On a $10 sale a 30¢ fee is another 3%; on a $200 sale it is 0.15%. The smaller your average ticket, the more the fixed fee dominates.