Live October 1st. Join waitlist, get early-bird rate for 6 months.Claim yours today →
See what card processing costs you each month, and what a lower rate would be worth.
Set your monthly card volume below. The calculator applies the tier your volume qualifies for and compares it against a standard 2.9% + 30¢ published rate.
Assumes a $25average transaction. Your tier is set by last month's volume and applies automatically.
Card processing cost has two parts: a percentage of the amount, and a flat fee per transaction. The calculator assumes a $25 average transaction, so the number of transactions is your monthly volume divided by 25.
That second part matters more than most people expect. A flat 30¢ on a $25 sale is another 1.2% on top of the headline rate — see the effective rate calculator to work out your own.
Those are situational, not baseline, so folding them into a headline comparison would overstate the cost for most businesses. Paydude lists each of them on the pricing page.
GOOD QUESTIONS
$25. The fixed per-transaction fee is a much bigger share of a small sale than a large one, so ticket size changes the result significantly. Use the comparison calculators if you want to set your own average.
No. It is arithmetic on two published rate cards. Your actual cost depends on your card mix, your dispute rate, and which situational fees apply to your business.
No. Paydude tiers apply automatically based on last month's volume, and a tier stays locked for six months once you reach it.